- Donor-Advised Funds (DAFs)
- Stocks and Mutual Funds
- IRA Charitable Rollover
- Charitable Gift Annuities
- Gifts in a Will
Donor-Advised Funds (DAFs)
Christian History Institute (CHI) is already registered with most donor-advised funds (DAFs). To donate, simply enter our Employment Identification Number (EIN): 22-2437121. If CHI is not yet listed in your DAF, you can request to add CHI as a new charity. Here is the information you will need for setup:
- Christian History Institute
- P.O. Box 540, Worcester, PA 19490-0540
- 610-584-3500
- christianhistoryinstitute.org
Stocks and Mutual Funds
Donating stocks is a smart way to increase the impact of your contribution compared to selling them and donating cash. Publicly traded stocks, mutual funds, ETFs, and bonds can all be donated to non-profits like Christian History Institute.
By donating stocks directly, you avoid capital gains tax (if the stock has been owned for over a year) and still receive a tax deduction. To donate, use your broker's transfer form and direct the donation to our Charles Schwab account (#4363-8303, DTC #0164). Please notify us at donorservices@christianhistoryinstitute.org so we can properly acknowledge your gift.
IRA Charitable Rollover
Why consider a charitable rollover? By using an IRA Charitable Rollover for donations, you can give more while avoiding federal income tax on the donated funds and reducing income taxed at higher rates. Meanwhile, you can cover living expenses by selling other appreciated assets, which are taxed at lower rates. This strategy also benefits your heirs since appreciated assets receive a step-up in basis, unlike IRA assets, which maintain high tax rates when inherited.
The IRA charitable rollover is also advantageous if you take the standard deduction, as it provides the tax benefits of a charitable gift without needing to itemize, allowing you to enjoy both the standard deduction and the rollover benefits.
Who qualifies?
Owners of traditional or inherited IRAs who are at least 70 1/2 years of age (on the date of distribution) are among those who may request their IRA custodian to distribute directly from their IRA to a charity in an amount up to $105,000 (for 2024 tax year) per year and exclude the contributed amount from their gross income for federal tax purposes. This amount can be counted toward your annual Required Minimum Distribution.
How can I make an IRA Charitable Rollover to Christian History Institute?
- Contact your IRA custodian. The custodian will make the check payable directly to Christian History Institute.
- Remember that simply writing a check from your IRA will not qualify; your IRA custodian must originate the distribution.
- Obtain a written acknowledgment of the gift from Christian History Institute.
- Work with your tax preparer to properly report the IRA charitable rollover on your IRS Form 1040.
- IRA charitable rollovers cannot be made to a donor-advised fund, a supporting organization, or a private foundation. They can however be made to Christian History Institute, which is a non-profit 501(c)(3) tax-exempt organization.
Charitable Gift Annuities
Charitable Gift Annuities and deferred Charitable Gift Annuities provide a fixed income stream for donors while supporting organizations like Christian History Institute. We partner with the National Christian Foundation to manage these annuities. For more information, contact Bill Curtis at donorservices@christianhistoryinstitute.org, 484-993-6102.
Gifts in a Will
Including a gift in your will or trust sets an example of generosity for your loved ones and helps sustain your favorite ministries beyond your lifetime!